Mortgage Loan Originator

Are you a talented Mortgage Loan Originator? If so, we want to talk to you!
Our customers at Homestar Financial Corporation are accustomed to the best service, so we are seeking top talent to live up to those expectations.
We're searching for experienced Branch Managers and Loan Originators in the Lake of Ozarks area who are motivated by customer interaction, a strong company culture, and lucrative commission structures. At Homestar, we believe satisfied employees result in satisfied customers. We foster an environment where all employee contributions are valued and input is welcome. We want you to be happy.
WHAT DO YOU NEED BESIDES A DESIRE TO SUCCEED?
Our ideal candidate will have an NMLS license, a minimum of 1 to 2 years of experience and currently generating $500,000 in loan volume, or closing about 3-4 loans per month from referral sources, and a working knowledge of Encompass.
We Want to Invest In You.
As a Homestar team member and new member of our Loan Originators team, we'll pay for you to attend 8 weeks of high quality XINNIX Sales Training. Participants usually increase their business by 10 % the first year. We want you to be successful!
Why Homestar?
We didn't start out wanting to be the biggest, only one of the best. Homestar Financial Corporation (HFC) is a full service mortgage banker headquartered in Gainesville, Ga. We are a regional lender in the Southeastern United States currently licensed to conduct business in 12 states and growing! We have the knowledge, experience, and infrastructure to support mortgage branches nationwide.
At Homestar we embrace the privilege and responsibility of helping our customers to obtain the American Dream of Home Ownership. We exist because of our strong community relationships. Trust, honesty and, integrity guide every interaction with our employees, borrowers, builders, realtors, and business partners.
Because we realize our employees are the key to our success, we make it a priority to hire, train, and retain top talent. We have in-house processing, underwriting, closing, and funding operation teams and competitive benefit packages.
We invite you to join us in our expansion to the Midwest Region!
Job
Summary:
A Mortgage Loan Originator (MLO) provides professional financial services to the public to allow customers to finance the purchase of residential real property and/or to refinance existing mortgages secured by residential real property. MLOs work independently and make sales calls to potential customers and referral sources. Typical referral sources include realtors, home builders, real estate attorneys, accountants, financial consultants, real estate appraisers, etc. This is a sales position which requires frequent work outside of the office at business development functions and community events, to conduct office visits of real estate agencies, and attorneys, and to meet with loan applicants.
Job Duties (include but are not limited to):
o Conduct interviews with mortgage loan applicants to analyze financial and credit data for the purposes of prequalification for mortgage loan products.
o Gather and review required documentation from the applicant throughout the mortgage loan application process and enter required documents into the banking system.
o Ensure customer satisfaction by maintaining knowledge of product/pricing policies and guidelines.
o Maintain communication with the applicant, and all other parties involved with the mortgage loan application process to ensure customer satisfaction, and the successful close of the loan.
o Continually identify, develop and maintain a quality network of business referral sources to prospect new mortgage lending opportunities.
o Demonstrate a commitment to professional ethics and compliance with all Federal and State regulatory and legislative policies.
Qualifications:
o Previous banking, lending, or sales experience
o College degree preferred
o Active NMLS registered Mortgage Loan Originator License required
o Knowledge of FHA, FNMA,FHLMC guidelines
o Familiarity with loan originator software (Encompass)
o Demonstrated knowledge mortgage underwriting and closing processes
o Candidate must be able to work independently in a fast paced environment
o Must have effective written and oral communication skills.
o PC literate
o Proficient using Microsoft Office
o Must be able to originate, analyze, and manage mortgage loan applications.
o Sales oriented with excellent interpersonal communication, skills and a strong desire to succeed.
o Must be able to work outside of regular business hours to meet customer and loan process needs.
o Ability to move 15+ pounds
o Must have Drivers License and reliable transportation
o Ability to sit for 6-8 hours a day


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